Skip to main content

Maximum Billing

Dental Billing Solutions & RCM Services for Dentists

Maximum Billing, LLC delivers comprehensive dental billing and revenue cycle management (RCM) services designed to help dental practices get paid faster and reduce administrative burden. Our team handles the full billing lifecycle so your front-office staff can focus on patient care.

Our dental billing services include accurate dental coding, outsourced RCM for dentists, medical billing for dentists, and efficient dental insurance claims processing. We work to minimize claim denials, accelerate reimbursements, and improve the financial health of your practice.

Managing dental billing in-house can quickly become a drain on your team’s time and resources. Between verifying insurance eligibility, submitting clean claims, posting payments, and chasing down denials, the administrative workload often pulls staff away from the patients who need their attention. By partnering with Maximum Billing, LLC, your practice gains a dedicated team of dental billing specialists who understand the nuances of dental and medical cross-coding, payer requirements, and the ever-changing landscape of insurance rules.

We have specialized in dental and mental health billing since 2018, backed by more than 20 years of hands-on experience in insurance billing and revenue management. Dental is not a sideline for us.

What We Offer

  • Dental coding and charge entry
  • Outsourced revenue cycle management for dental practices
  • Medical billing for dentists
  • Dental insurance claims submission and follow-up
  • Accounts receivable management and denial resolution
  • Insurance verification and full benefit breakdowns
  • Pre-determinations for major treatment plans
  • Payment posting with write-off accuracy checks
  • Provider credentialing and payer enrollment
  • Patient statements and balance follow-up

How Our Dental Billing Process Works

Most lost dental revenue is not lost at the claim. It is lost before the appointment, or after the EOB arrives and nobody reads it closely. Our process covers both ends:

  • Verification and benefit breakdown. Before the visit we confirm eligibility, remaining annual maximum, frequency history, waiting periods and any missing tooth clause — the details that decide whether treatment gets paid, and what the patient will actually owe.
  • Coding and charge entry. Procedures coded accurately and reviewed against documentation before anything is submitted.
  • Attachments. Perio charting, radiographs and narratives sent with the claim rather than supplied later under appeal. This single step prevents a large share of dental denials.
  • Submission and tracking. Clean claims out promptly, with clearinghouse rejections worked in the same cycle instead of sitting in a queue nobody opens.
  • Payment posting and reconciliation. Payments posted accurately, and adjustments checked against your contracted fee schedule so underpayments surface instead of being written off.
  • Denials and appeals. Worked by root cause, with the upstream gap closed so the same denial stops recurring.
  • Patient balances. Clear statements and courteous follow-up, so the portion the plan never intended to cover still gets collected.
  • Reporting. In plain language, so you can see what was billed, what was collected and what is outstanding.

For a closer look at each step, from adjudication and attachments to coordination of benefits and appeals, read our guide to streamlining dental insurance claims processing.

Why Dental Billing Is Not Medical Billing

Practices that hire a general medical billing company for a dental office usually find out the hard way that the two are different disciplines. Dentistry has its own failure modes:

  • Annual maximums. Most dental plans cap benefits for the year, commonly between $1,000 and $2,000. Treatment has to be sequenced and presented with that ceiling in mind.
  • Alternate benefit downgrades. A composite paid at the amalgam rate, a porcelain crown paid at base metal. The claim is not denied — it is quietly paid less, and only a reconciliation against your fee schedule catches it.
  • Frequency and age limitations. Cleanings, exams, bitewings, sealants and fluoride all carry limits that vary by plan and reset on schedules that are not always the calendar year.
  • Attachment requirements. Scaling and root planing without pocket-depth charting, or surgical extractions without imaging, are denials waiting to happen.
  • Missing tooth clauses and waiting periods. Both decide coverage for major treatment more often than clinical need does, and both are discoverable before you start.
  • Dual coverage. Coordination of benefits is far more common in dental than most specialties, and getting the order wrong rejects the claim on arrival.

Medical Billing for Dentists

A meaningful share of dental work is billable to medical insurance, and most practices never pursue it because it requires different codes, a different claim form and narratives written for a medical reviewer. Surgical extractions, biopsies, treatment following trauma, TMJ evaluation and treatment, certain implant cases and oral appliances for obstructive sleep apnea can all qualify when documentation supports medical necessity.

This matters most for the patient who has strong medical coverage and a dental plan with a low annual maximum — or no dental plan at all. Cross-coding turns treatment that would have been declined on cost into treatment that gets done and gets paid. It is one of the areas where a dental billing specialist earns their keep over a generalist.

Why Dental Practices Outsource Billing

In most offices, insurance work lands on whoever is at the front desk — the same person greeting patients, answering the phone, scheduling and collecting at checkout. Billing becomes the task that waits until tomorrow, and waiting is what makes it expensive. Claims drift toward filing deadlines, downgrades go unchallenged, and the aging report grows quietly until someone finally looks at it.

Hiring a dedicated in-house biller solves the attention problem but introduces two others. The fully loaded cost of one experienced biller — salary, benefits, training, software and cover for holidays and sick leave — typically exceeds what a billing service costs at practice scale. And it concentrates your entire revenue cycle in one person: when they resign or go on extended leave, claims stop going out that week.

Outsourcing gives you a team that does only this work, keeps current on payer rule changes across every plan you bill, and never gets pulled away by a full waiting room. It also gives you a second set of eyes on the EOBs, which is where quiet underpayment lives. Our guide on whether outsourcing billing is a good idea covers the trade-offs honestly, including the cases where keeping it in-house is the better answer.

What Full-Service Dental Billing Includes

Some dental billing service providers only send claims. A full-service dental billing company owns every step that turns a completed procedure into a deposit. With Maximum Billing, that means:

  • Benefits breakdowns before the appointment: remaining maximum, deductible, coverage by category, frequency history, waiting periods, and missing tooth clauses. See our dental insurance verification services.
  • Dental billing and coding: CDT codes, tooth numbers, surfaces, and quadrants checked against the clinical note, with medical cross-coding when a procedure belongs on a medical claim. Our CDT codes guide explains the code set.
  • Claims with the right attachments: radiographs, perio charts, photos, and narratives sent with the first submission instead of after a request for information.
  • Payment posting and write-off review: every EOB posted by line, and every write-off compared with your PPO fee schedule.
  • Denials, downgrades, and appeals: each one traced to its cause, then corrected or appealed with documentation.
  • Secondary claims: filed with the primary plan’s EOB, including dental-to-medical coordination.
  • Patient statements: clear balances after insurance, and answers when patients call.
  • Insurance follow-up: every open claim on the aging report worked until it is paid or closed.
  • Credentialing: enrollment and re-credentialing with the dental plans you accept. See our dental credentialing services.

Third-Party Dental Billing: How It Works

Third-party dental billing means an outside company bills dental plans for your practice, under your practice’s name and tax ID. In the usual arrangement, plans keep paying the practice directly, not the billing company. Our team works inside your practice management system with access your practice grants and can remove, so every claim, note, and ledger entry stays in your software.

Your office keeps scheduling, clinical charting, treatment presentation, and collecting copays at checkout. We take the insurance side and the follow-up that tends to slip when the front desk is busy. Because we handle protected health information, we sign a Business Associate Agreement before we access a single patient record.

Dental Back-Office Outsourcing

For many offices, the problem is not one task but the whole back office: verifications done the morning of the appointment, claims batched at the end of the week, and an aging report nobody has time to open. Dental back-office outsourcing moves that work to a remote team while patient-facing work stays in your office. Practices most often hand us:

  • Verification for the next day’s or next week’s schedule.
  • Claim creation and submission after each day’s procedures.
  • ERA and EOB posting, and reconciliation with deposits.
  • Insurance aging follow-up and appeals.
  • Credentialing paperwork and plan updates.

You can start with one of these and add more later.

Remote Dental Billing That Works Like Part of Your Office

Maximum Billing is a remote dental billing company. Our office is in Fort Myers, Florida, and our team of certified billing and coding specialists works remotely, inside your practice management system, clearinghouse, and payer portals, the same way an in-house biller would. Nothing moves to a new platform.

Remote billing works when the handoffs are clear. Before we start, we agree on:

  • Access. Logins to your practice management software, clearinghouse, and payer portals, set up after we sign a Business Associate Agreement.
  • What stays in the office. Some practices keep scheduling and copay collection in-house and give us everything after the visit. Others hand us the full revenue cycle.
  • Attachments and narratives. Who captures X-rays, perio charts, and photos, and how they reach the claim, so claims that need documentation are not held up.

Because the work is spread across a team, coverage does not depend on one person being in the office. If you are comparing companies, our guide to choosing a dental billing company lists the questions to ask and the red flags to watch for.

Dental Software We Work In

We work inside the practice management system you already use rather than forcing a migration — Dentrix, Eaglesoft, Open Dental and others. Your clinical records, scheduling and workflow stay exactly where they are; we work the insurance side within your existing setup and your existing clearinghouse.

Who We Serve

We support solo dentists who need reliable billing without hiring for it, growing group practices adding associates faster than the front office can absorb, and multi-location operations that need consistent billing and comparable reporting across sites.

That includes general dentistry as well as specialty practices — periodontics, endodontics, oral surgery, orthodontics, prosthodontics and pediatric dentistry — each of which carries its own coding patterns, authorization expectations and payer friction. For oral and maxillofacial surgeons, who bill medical and dental plans side by side, see our oral surgery billing services.

Credentialing and Fee Schedule Review

A dentist treating patients before enrollment is finished is producing work that cannot be billed, and in most cases that revenue does not come back retroactively. We handle CAQH setup and the re-attestation that keeps it current, commercial panel applications, Medicaid and dental plan enrollment, group versus individual contracting, and adding associates to an existing group contract.

Fee schedules belong in the same conversation. Practices routinely stay on PPO schedules that have not been reviewed in years without ever calculating the cost per crown, per quadrant, per year. Credentialing is the natural moment to look at what you have actually agreed to accept. See our dental credentialing services for how we handle networks, associates and Medicaid dental.

What You Should Expect to See

A billing service should be accountable to numbers, not activity. You should be able to see your clean claim rate, days in accounts receivable, aging broken into buckets, and collection performance measured against what you are contractually owed rather than what you billed. For dental we also track write-off accuracy, because that is precisely where downgrades and underpayments hide.

If one of those moves in the wrong direction, you should hear about it from us before you notice it in the bank balance.

As of 2026, our clients’ claims reach a 91% clean claim rate, and their accounts receivable average 34 days.

Dental Billing for Practices Across the USA

We bill for dental practices in Florida, Texas, Georgia, Colorado, Illinois, Missouri, New York, New Jersey, Connecticut, Pennsylvania, North Carolina, and South Carolina. Payer mixes and Medicaid programs do differ by state, and we have written in more detail about two of them:

  • Dental billing services in Florida — Medicare Advantage dental, children’s Medicaid dental plans, and a retiree population with strong medical coverage alongside limited dental maximums.
  • Dental billing services in Texas — the country’s highest uninsured rate and the self-pay reality that comes with it, children’s Medicaid and CHIP dental, and the state prompt pay law.

Frequently Asked Questions

What should I look for in dental billing outsourcing companies?

Dental experience rather than general medical billing, work inside your own software, a signed Business Associate Agreement, clear reporting on collections and aging, and an explanation of exactly what the fee covers. Our guide on how to choose a dental billing company lists the questions to ask.

Is outsourced dental billing only for large practices?

No. Solo dentists often benefit the most, because a single absence on a small team can stop billing entirely. Group and multi-location practices outsource for consistency across offices.

Do we have to change practice management software?

No. We work inside the system you already use, so your clinical records and daily workflow are unaffected.

Can you bill medical insurance for dental procedures?

Yes, and it is one of our specialties. Surgical extractions, biopsies, trauma cases, TMJ treatment and sleep apnea appliances are frequently medically billable with the right coding and narratives.

How does getting started work?

We begin with your software access, payer list, fee schedules, and current aging report. If you are moving from another billing company or an in-house biller, we plan the handover so claims keep going out while the transition happens.

What if our accounts receivable is already badly aged?

That is a common starting point. We triage by age and payer, prioritize balances still inside filing limits because that is where the recoverable money is, work those to resolution, and fix the upstream process so the backlog does not rebuild.

Do you handle patient billing as well as insurance?

Yes. Statements, balance follow-up and payment arrangements are part of the service. With annual maximums as low as they are, the patient portion is a real share of collections rather than a rounding error.

Do you only do dental?

No. We also handle behavioral health and psychiatric billing and general medical billing services.

Our goal is simple: to help your practice collect more of what it earns while spending less time on paperwork. We combine proven revenue cycle management processes with transparent reporting, so you always know where your claims stand and how your practice is performing financially. Whether you are a solo dentist or a growing multi-location group, our personalized approach scales to fit your needs and keeps your cash flow healthy and predictable.

Contact Maximum Billing, LLC today or call 800-820-0364 to learn how our dental billing and RCM solutions can streamline your practice’s revenue cycle.